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 MEMBERS MENU

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 SPECIAL LIBRARIES

 LATEST TITLES

 PAPERBACKS

 Catalogue by Title

 Catalogue of Authors

 LIBRARIES

 Adult Horror Stories

 Adult Suspense/Thrillers

 Aliens - Science Fiction Erotica

 Cuckold Erotica

 Dark Secrets Erotica

 Erotic Anthologies

 Erotic Domination - F/F

 Erotic Domination - F/M

 Erotic Domination - M/F

 Erotic Fantasy

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 Erotic Short Stories

 Erotic Thriller / Horror

 Erotica with Romance

 General Erotica

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 Historical Erotica

 Interracial Erotica

 Just Spanking

 Kink & Crime

 Mainstream Erotica

 Medical Erotica

 Menage/Group Erotica

 MILF Erotica

 Paranormal Erotica

 Romance Short Story

 Romantic BDSM

 Satanism and cult erotica

 Science Fiction Erotica

 Spanking and Bondage

 Spanking Erotica

 Steamy and Sexy Stories

 Supernatural Erotica

 Swingers Erotica

 Young Adult Erotica

 SERIES TITLES

 Adventures In Lust

 Black White Letchery

 Box Bangers

 Caned For Cash

 Castello Santa Maria

 Coffee and Blood

 Cuckold Chronicles

 Extraterrestrial Love

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 Gargirls of Samral: The Sanctions Series

 Hannah Trent

 Missys Adventures

 MY HEART`S DESIRE

 Outraged

 Paradigm Shift

 Party Pussy

 Sanoon Sarem

 Sin Slits

 Solomon King's White Wives

 SPANKED!

 St. Margaret's Clitheroe

 The Edwin Bellamy Saga

 The Model

 The Sexual Exploits of Adam Walker

 The Spank Club

 The Strokerville Chronicles

 The Submission of Sarah

 The Year That Rocked the Rocks

 Undercover Dick

 White Wives Of The Black Orchid

 Wild Sluts

 BEST SELLER LIBRARIES

 Current Best Sellers

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Additional Options

Not sure if you will be able to read our ebooks on your chosen eReader or other device?
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The Chloe Cummings Library

The Loan Repayment Program

Part 1

Chloe Cummings

Genres: Erotic Short Stories, Spanking Erotica

Available Formats to Download: MOBI EPUB MS Word PDF MS Reader RTF 

Hi, I am Chloe and I have been somewhat reckless. I had taken out a loan based on my partner's income and without his knowledge. Bad enough but I knew I couldn't repay it and in reality the money he gave me for shopping and so on was never going to be enough to cover the debt as well. What I was about to find out was the fact he knew about the loan and my dire situation. I was also about to experience at first hand his plan for taking on the debt and repaying it for me. It was a plan I could not refuse but I had no idea just what it would entail.

Words: 6200

Purchase from our site

Ebook Price: $0.99

Add To Cart

Purchase elsewhere

Buy From Kindle

Buy From Smashwords

The Loan Repayment Program

Part 1

Chloe Cummings

Genres: Erotic Short Stories, Spanking Erotica

Available Formats to Download: MOBI EPUB MS Word PDF MS Reader RTF 

Hi, I am Chloe and I have been somewhat reckless. I had taken out a loan based on my partner's income and without his knowledge. Bad enough but I knew I couldn't repay it and in reality the money he gave me for shopping and so on was never going to be enough to cover the debt as well. What I was about to find out was the fact he knew about the loan and my dire situation. I was also about to experience at first hand his plan for taking on the debt and repaying it for me. It was a plan I could not refuse but I had no idea just what it would entail.

Words: 6200

Purchase from our site

Ebook Price: $0.99

Add To Cart

Add To Cart

Purchase elsewhere

Buy From Kindle

Buy From Smashwords



The Loan Repayment Program

Part 1

Chloe Cummings

Genres: Erotic Short Stories, Spanking Erotica

Words: 6200

Ebook Price: $0.99

Add To Cart

Hi, I am Chloe and I have been somewhat reckless. I had taken out a loan based on my partner's income and without his knowledge. Bad enough but I knew I couldn't repay it and in reality the money he gave me for shopping and so on was never going to be enough to cover the debt as well. What I was about to find out was the fact he knew about the loan and my dire situation. I was also about to experience at first hand his plan for taking on the debt and repaying it for me. It was a plan I could not refuse but I had no idea just what it would entail.


    • Average 4.7 from 3 ratings
      • Great little story  5 out of 5  (hardman)
      • Great little story  5 out of 5  (hardman)
      • Good theme. Could continue for a longer sequence. Worth a read.  4 out
        of 5  (Fred)

Thirty Minute Challenge

Chloe Cummings

Genres: Interracial Erotica, Erotic Short Stories

Available Formats to Download: MOBI EPUB MS Word PDF MS Reader Text RTF 

Chloe had a financial problem and her best friend knew someone who could help her. Marcus had created something Chloe could make money from, something called the Thirty Minute Challenge. Whilst Sandra told Chloe most of what she could expect, she deliberately didn't mention one important fact - Marcus was not only very well endowed, he was very, very black!

Will Chloe endure the challenge or will she have to complete forfeits at the hands and cock of Marcus in order to help resolve her financial difficulties?

Words: 7200

Purchase from our site

Ebook Price: $2.99

Add To Cart

Purchase elsewhere

Buy From Kindle

Buy From Smashwords

    • Average 4.7 from 3 ratings
      • Great little story  5 out of 5  (hardman)
      • Great little story  5 out of 5  (hardman)
      • Good theme. Could continue for a longer sequence. Worth a read.  4 out
        of 5  (Fred)

Thirty Minute Challenge

Chloe Cummings

Genres: Interracial Erotica, Erotic Short Stories

Available Formats to Download: MOBI EPUB MS Word PDF MS Reader Text RTF 

Chloe had a financial problem and her best friend knew someone who could help her. Marcus had created something Chloe could make money from, something called the Thirty Minute Challenge. Whilst Sandra told Chloe most of what she could expect, she deliberately didn't mention one important fact - Marcus was not only very well endowed, he was very, very black!

Will Chloe endure the challenge or will she have to complete forfeits at the hands and cock of Marcus in order to help resolve her financial difficulties?

Words: 7200

Purchase from our site

Ebook Price: $2.99

Add To Cart

Add To Cart

Purchase elsewhere

Buy From Kindle

Buy From Smashwords



    • Average 4.7 from 3 ratings
      • Great little story  5 out of 5  (hardman)
      • Great little story  5 out of 5  (hardman)
      • Good theme. Could continue for a longer sequence. Worth a
        read.  4 out of 5  (Fred)

Endure or pay the forfeit!

Thirty Minute Challenge

Chloe Cummings

Genres: Interracial Erotica, Erotic Short Stories

Words: 7200

Ebook Price: $2.99

Add To Cart

Chloe had a financial problem and her best friend knew someone who could help her. Marcus had created something Chloe could make money from, something called the Thirty Minute Challenge. Whilst Sandra told Chloe most of what she could expect, she deliberately didn't mention one important fact - Marcus was not only very well endowed, he was very, very black!

Will Chloe endure the challenge or will she have to complete forfeits at the hands and cock of Marcus in order to help resolve her financial difficulties?


An Evening With... Wendy

Chloe Cummings

Click Here For All Books In This Series

Genres: Erotic Short Stories, Spanking Erotica

Available Formats to Download: MOBI EPUB MS Word PDF MS Reader Text RTF 

The first story about the sexual exploits of Adam Walker. By day Adam is a computer technician but by night his life changes completely as he takes on the role of a male escort. This is his story about an evening with a sexually charged young woman called Wendy and there will be many more of Adam’s stories coming up in the near future – because I have become his close confidant and regularly get involved in his more devious and kinky adventures. Read this and you’ll see why I found Adam irresistible when we first met – that story is coming up soon! Love, Chloe xxx.

Words: 5000

Purchase from our site

Ebook Price: $1.99

Add To Cart

Purchase elsewhere

Buy From Kindle

Buy From Smashwords

An Evening With... Wendy

Chloe Cummings

Click Here For All Books In This Series

Genres: Erotic Short Stories, Spanking Erotica

Available Formats to Download: MOBI EPUB MS Word PDF MS Reader Text RTF 

The first story about the sexual exploits of Adam Walker. By day Adam is a computer technician but by night his life changes completely as he takes on the role of a male escort. This is his story about an evening with a sexually charged young woman called Wendy and there will be many more of Adam’s stories coming up in the near future – because I have become his close confidant and regularly get involved in his more devious and kinky adventures. Read this and you’ll see why I found Adam irresistible when we first met – that story is coming up soon! Love, Chloe xxx.

Words: 5000

Purchase from our site

Ebook Price: $1.99

Add To Cart

Add To Cart

Purchase elsewhere

Buy From Kindle

Buy From Smashwords



An Evening With... Wendy

Chloe Cummings

Click Here For All Books In This Series

Genres: Erotic Short Stories, Spanking Erotica

Words: 5000

Ebook Price: $1.99

Add To Cart

The first story about the sexual exploits of Adam Walker. By day Adam is a computer technician but by night his life changes completely as he takes on the role of a male escort. This is his story about an evening with a sexually charged young woman called Wendy and there will be many more of Adam’s stories coming up in the near future – because I have become his close confidant and regularly get involved in his more devious and kinky adventures. Read this and you’ll see why I found Adam irresistible when we first met – that story is coming up soon! Love, Chloe xxx.



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Terms and Conditions

Privacy Policy

Refund Policy

This Site Owned By Fiction4All - Copyright © 2022